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- Ray's fees are as mentioned on this Page.
- Payment in advance by PayPal services to: bel3bel@yahoo.com  

Web applications change frequently and often are 'mash-ups' of various third parties' online services. Ray van den Bel advises about these services and creates corporate or personal online solutions using these. By accepting Ray's services you agree that Ray cannot be held responsible for the correct functioning of these tools and services in the future.

For all services you will agree by submitting this form that Ray will not be held accountable or liable for his advise or work. It is entirely your decision to act upon to any advise Ray gives you.

You agree that all the material and documents used for courses, advice or lectures by Ray van den Bel are Ray's intellectual property and are not to be used for other uses than strictly personal networking purposes without Ray's approvall. Other use without prior consent can lead to liability.